It’s important to note that there is a distinction between valuables cover if the property insured is a second home.

If the property insured is a first residence, then Nash Warren can automatically cover valuables up to 20% of your contents sum insured in total. If you have valuables with a single article limit worth more than €5,000 or 7.5% of the contents sum insured, they can still be insured, but they will need to be specified separately on the policy schedule. Valuations will only be required in the event of a claim.

However, this does not apply when the insurance cover is for a second property. If you wish to insure valuables kept on a temporary basis in a second property, then it is important to extend the policy on your primary residence or contract travel insurance.