Yes, Spanish policies are no exception to insurance policies worldwide and there will be specific exclusions in every policy, so check documentation carefully.

All Nash Warren policies have been selected to include details which are specific to Spain, so for example, Spanish policies will include provision for damage caused by electrical surges, something common in Spain, but not on UK policies.

All Nash Warren policies are in English, so there are no unwelcome surprises for those who take the trouble to read them through.

However, it is important to note that large-scale natural disasters are dealt with by what’s known as a Consorcio. In short, all Spanish insurance policies contribute to this vast fighting fund which covers any major natural disasters, and in the case of such eventuality ( flooding, earthquake) the Consorcio processes the claims.

Remember that as stated above, valuables in holiday, or second homes are not covered, so it is important to extend the cover on your principal residence or take out additional travel insurance.